Disclaimer
The answers above describe our typical process and are provided for informational purposes only. Signature Strategist is a credit consulting and funding-strategy firm — not a law firm, CPA, bank, or licensed financial advisor. Nothing on this page is legal, tax, investment, or lending advice, and no results are guaranteed.
Timelines (deletions, score movement, funding decisions), tradeline posting, approval amounts, rates, and terms depend on the bureaus, creditors, and lenders involved and on information you provide. Credit Reset services are performed under the Credit Repair Organizations Act (CROA): you may cancel within 3 business days, dispute inaccurate items yourself for free, and are never charged before services are rendered. You must be 18+, a U.S. resident, and provide valid ID to enroll. Full terms are set out in your signed service agreement.