Private credit & legacy architects

What is your signature
worth?

We solve the equation most people never learn to write. Reset your credit. Rebuild it stronger. Get funded. Then compound it into generational wealth — quietly.

Reset
Bad credit removed
+ Rebuild
New tradelines & builders
+ Fund
Personal & business capital
= S²
Your signature, squared
Core Services

A three-step equation for creditworthiness.

Most people treat credit like a mystery. We treat it like a math problem — with an answer.

01Personal & Business

Credit Reset

We clean the record — inaccurate, outdated, and negative items removed from both personal and business credit files. A clean slate is where every signature story begins.

  • Personal credit repair
  • Business credit cleanup
  • Dispute strategy & follow-through
02Stronger than before

Credit Building

Rebuild with intention. Credit builder accounts, authorized-user tradelines, and primary tradelines added to your file to accelerate score growth and depth of history.

  • Credit builder accounts
  • AU tradelines
  • Primary tradelines
03The final step

Funding

Once the file is right, we position you for real capital — personal and business funding to launch, expand, and buy back your time.

  • Personal funding
  • Business funding
  • Launch, expand, acquire
Service Packages

Pick your step. Solve for S².

Every package is a chapter in the same equation. Start where you are — we'll take you the rest of the way.

Step 01

Credit Reset

Clean the slate — personal & business.
Starting at $497
  • Full personal credit audit (all 3 bureaus)
  • Business credit file review (D&B, Experian Business, Equifax Business)
  • Dispute rounds for inaccurate, outdated & unverifiable items
  • Collections, charge-offs, late payments & inquiry challenges
  • Creditor & bureau follow-through until items resolve
  • Monthly progress reports + private client portal
Start my reset
Most chosen
Step 02

Credit Building

Rebuild stronger, faster, deeper.
Starting at $797
  • Custom rebuild roadmap based on your file
  • Credit builder account setup (2–3 accounts)
  • Authorized-user tradeline placements (aged, high-limit)
  • Primary tradeline options added directly to your file
  • Utilization & payment-timing coaching
  • Business credit tier 1–3 vendor build-out
Build my file
Step 03

Final Funding

Turn a strong file into real capital.
Success-based pricing
  • Personal funding stack ($50K–$250K target range)
  • Business funding stack ($50K–$500K target range)
  • Lender matching & application sequencing
  • 0% intro APR & unsecured line strategies
  • EIN-only business credit positioning
  • Post-funding deployment plan (launch, expand, acquire)
Get me funded

Not sure where to start? Book a free signature audit and we'll map it out with you.

Compliance & Eligibility

The fine print behind the signature.

  • Not a law firm or lender. Signature Strategist provides credit consulting, education, and funding strategy — not legal, tax, or financial advice. No attorney-client relationship is created.
  • No guaranteed results. Outcomes depend on your starting profile, bureau responses, creditor decisions, and your follow-through. Timelines, deletions, score changes, and funding amounts are estimates, not promises.
  • CROA compliance (Credit Reset). Under the Credit Repair Organizations Act, you have the right to dispute inaccurate items yourself for free, cancel your contract within 3 business days without charge, and receive services only after a written contract is signed. No fees are collected before services are performed.
  • Tradelines & AU accounts. Authorized-user tradelines and primary accounts are supplemental tools, are not guaranteed to post or remain on any bureau, and must be used lawfully. We do not sell "new identities," CPNs, or EINs used in place of an SSN.
  • Funding eligibility. Final Funding outcomes require verifiable income or business revenue, a compliant entity setup, and lender approval. Approvals, amounts, rates, and terms are set by third-party lenders — not by Signature Strategist.
  • Trusts & holding companies. Structure discussions are strategic and educational. Formation, tax elections, and asset transfers must be reviewed with a licensed attorney and CPA in your jurisdiction before execution.
  • Eligibility to enroll. Clients must be 18+, a U.S. resident with a valid SSN or ITIN, and provide a government ID plus proof of address. Business services require a registered U.S. entity in good standing.
  • Refunds. Refund terms are defined in your signed service agreement and follow applicable state credit-services laws. Completed work is non-refundable; unearned fees are returned per contract.
Legacy Wealth Builders

When you're ready — build together.

Once your credit is clean and your funding is in place, you have a choice: go your own way, or step into the Legacy Wealth Builders circle — where clients become partners and separate empires get built, side by side.

We help people fund their dreams. Sign for the new business. Sign for the new house. Sign for the new car. Then teach them why every signature matters.

Sign for the…
  • new business
  • new house
  • new car
  • the dream
From Public to Private

Stop building in public.
Build in private.

Real wealth is quiet. We teach you how to build trust, structure holding companies, and protect everything you're creating so it can be passed on — generation after generation.

01

Public → Private

Learn why the wealthy stop signing in their own name. Move ownership into structures built to protect and endure.

02

Trusts

Set up the right trusts to hold assets, control distributions, and shield your family from what your name is worth.

03

Holding Companies

Stand up a parent entity that owns your businesses, tradelines, and real estate — one signature, many arms.

04

Generational Transfer

A written plan so the credit, capital, and companies you build outlive you and reach the third generation intact.

Frequently Asked

Every question, answered.

What's included, how long it takes, who qualifies, and exactly how to start — for each step in the equation.

Step 01

Credit Reset

Clean the slate — personal & business.
What's included?

A full tri-bureau personal audit, business file review (D&B, Experian Business, Equifax Business), unlimited dispute rounds on inaccurate, outdated, and unverifiable items — collections, charge-offs, late payments, and inquiries — plus creditor follow-through and a private client portal with monthly progress reports.

How long does it take?

Most clients see the first round of deletions in 30–45 days. A typical reset runs 3–6 months depending on file depth. Business cleanup usually resolves inside 60–90 days.

Am I eligible?

If you have at least one negative, inaccurate, or unverifiable item on your personal or business file, you qualify. We do not work with clients who want to remove accurate, current, and verifiable items — that's not what we do.

What are the next steps?

Submit the form below → we send a secure intake link → you upload your credit reports → we schedule your onboarding call within 1 business day and dispute letters go out that same week.

Step 02

Credit Building

Rebuild stronger, faster, deeper.
What's included?

A custom rebuild roadmap, 2–3 credit builder accounts, aged high-limit authorized-user tradeline placements, primary tradeline options added directly to your file, utilization and payment-timing coaching, and business credit build-out through tier 1–3 vendors.

How long does it take?

AU tradelines report in 15–35 days. Most clients see a meaningful score lift within 45–75 days and reach fundable range in 90–120 days when following the plan.

Am I eligible?

You need a clean or near-clean file to start — either fresh out of Credit Reset or already sitting at a mid-500s+ personal score with no active collections. For business building, you need an active LLC or Corp with an EIN.

What are the next steps?

Book your build call → we hand you the tradeline menu and builder-account setup links → placements begin the same week payment clears and reporting is confirmed 15–35 days after.

Step 03

Final Funding

Turn a strong file into real capital.
What's included?

A personal funding stack targeting $50K–$250K and a business stack targeting $50K–$500K, lender matching and application sequencing, 0% intro APR and unsecured line strategies, EIN-only business credit positioning, and a post-funding deployment plan for launch, expansion, or acquisition.

How long does it take?

Once your file qualifies, funding rounds close in 7–21 days. Full stack build-outs typically wrap inside 30–45 days.

Am I eligible?

Personal funding: 700+ FICO, under 30% utilization, and 6+ months of clean recent history. Business funding: 700+ personal FICO plus an active entity aged 60+ days, EIN, business bank account, and a real address. If you're not there yet, we route you back to Building first — no wasted applications.

What are the next steps?

Send us your file for a free fundability review → we confirm the target stack and lender sequence → you approve the plan and applications go out in a coordinated 48–72 hour window.

Disclaimer

The answers above describe our typical process and are provided for informational purposes only. Signature Strategist is a credit consulting and funding-strategy firm — not a law firm, CPA, bank, or licensed financial advisor. Nothing on this page is legal, tax, investment, or lending advice, and no results are guaranteed.

Timelines (deletions, score movement, funding decisions), tradeline posting, approval amounts, rates, and terms depend on the bureaus, creditors, and lenders involved and on information you provide. Credit Reset services are performed under the Credit Repair Organizations Act (CROA): you may cancel within 3 business days, dispute inaccurate items yourself for free, and are never charged before services are rendered. You must be 18+, a U.S. resident, and provide valid ID to enroll. Full terms are set out in your signed service agreement.

One question

What is your signature worth?

Tell us where you are. We'll respond within one business day with next steps and a private consultation link.

By submitting you agree to be contacted about your signature audit. We never share your information.